AM Best

About Us

Founded in 1899, AM Best is the world's first credit rating agency. It all began with the founder working out of a one-room office in New York City and grew to become what is now the largest credit rating agency in the world specializing in the insurance industry.

AM Best, a global credit rating agency, news publisher and data analytics provider, marked its 125th anniversary on December 14, 2024. We’ve come a long way from the one-room office where the company started – find out more about our story. We will continue honoring our commitment to discover new ways to serve the insurance industry in fulfillment of our purpose, mission and vision. A complete chronicle of AM Best’s history can be found in The Company volume of The AM Best Business Trilogy.

Our Offices

Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City.

Find out more about our offices.

Our Purpose

Our purpose is to strengthen the financial solvency, stability and sustainability of the insurance industry in support of economic growth and the well-being of all stakeholders.

Our Mission

Our mission is to provide accurate, timely and comprehensive information on the creditworthiness of insurance companies and the performance of related parties in the industry.

Our Vision

Our vision is to be the world’s most recognized, accepted and respected full service credit rating agency, news publisher and data analytics provider specializing in the insurance industry.

To succeed in our mission and remain true to our vision, AM Best fosters ingenuity, insight and integrity in its people by placing a high value on experience, fairness, focus, innovation and knowledge.

What We Do

AM Best provides information and insights that support the insurance industry’s ability to meet its financial obligations to people, businesses and communities.

AM Best credit rating services assesses the creditworthiness of and/or reports on over 16,000 insurance companies worldwide. Best’s Credit Ratings are forward-looking, independent and objective, and summarize our opinion on an insurance company’s ability to pay claims, debts and other financial obligations in a timely manner. Best’s Performance Assessments for Delegated Underwriting Authority Enterprises provide insight on the enterprise’s ability to perform services on behalf of its insurance company partners. Our commentary, research and analysis provide additional insight.

AM Best information services integrates credit ratings, commentary, research and analysis with insurance news, financial data and thought leadership to help consumers and professionals make more informed personal and business decisions.

Our customers include companies in the fields of insurance, reinsurance, financial services, investments, asset management, consulting and risk management, as well as insurance agencies and brokerages, government offices, regulatory authorities, educational institutions, libraries and insurance consumers.