
The current US auto insurance market cycle looks different from those of the past. In 2025, insurers faced a more complex landscape driven by shifts in driving behavior, affordability pressures, vehicle technology and claims outcomes. As the market softens, insurers are balancing short-term expansion with long-term profitability—and sustainable growth will come from targeting the right customers with the right price.
Our panel of experts discussed key auto insurance trends for 2026, with insights to help:
John Weber
Senior Associate Editor
AM Best

Jeffery Batiste
SVP & GM, US Auto and Home
LexisNexis Risk Solutions

Tanner Sheehan
VP & GM, US Claims
LexisNexis Risk Solutions