Legal and Licensing

AM Best provides a number of online references designed to outline the various legal and licensing issues regarding usage of our websites and the content provided therein. Please refer to these documents for the topics listed below.


Protecting a visitors privacy is important to us. To assure you of our commitment to protecting your privacy, please review our Privacy Policy disclosing the information gathering and dissemination practices for all web sites owned and operated by AM Best.


Use of the AM Best web site is subject to our Terms of Use statement. Please review the most current version of this statement and periodically refer to this portion of our site for any changes in this policy.


While a large portion of our site is accessible to all visitors, others require the purchase of a subscription for access to additional content. These subscriptions require the user to complete a registration form for access, during which time a user may be provided with unique information such as a password or other form of access code.

Distribution or usage of these codes to access AM Best content by persons other than the authorized user is strictly prohibited. AM Best also provides site license agreements on a case by case basis for multi-user access to our subscription based content. The limits and other information outlined in these agreements is strictly enforced.

Linking, Reprints and Permissions

Permission to use AM Best content is granted on a case-by-case basis. Visit our Permissions page to submit a request. Please contact for questions. Find additional information on how to add AM Best information to your site.

Usage of Best's Ratings & Assessments

Guide to Proper Use

Companies assigned a Best's Credit Rating should review our Guide to Proper Use of Best's Ratings & Assessments, which outlines the proper use of AM Best's proprietary information, such as Best's Credit Ratings, Best's Preliminary Credit Assessments, Best's Rating Reports and BestMark. In addition, adherence to strict accuracy in the reporting of AM Best's Credit Rating announcements by the media is of importance to the public and AM Best. Proper use of Best's Credit Ratings and AM Best's press releases by media properties and third-party aggregators also can be found in the guide. All queries regarding the use of proprietary information or to obtain a licensing agreement or a letter of consent should be directed to:

A.M. Best Rating Services, Inc.
Office of Intellectual Property
Ambest Road
Oldwick, New Jersey 08858
Phone: (908) 439-2200, ext. 5644 or email


The rating symbols "A++", "A+", "A", "A-", "B++", and "B+" are registered certification marks of A.M. Best Rating Services, Inc. Best's, AM Best, and the AM Best logo are the registered trademarks of A.M. Best Company, Inc. Best's Credit Ratings, Best's Financial Strength Ratings, Best's Issue Ratings, and Best's Issuer Credit Ratings are trademarks of A.M. Best Rating Services, Inc.

Last Reviewed August 30, 2021