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AM Best's 2026 Student Challenge

Congratulations to First-Place Winners Faiza Ahmed and Anushka Nagaraj of Temple University – Fox School of Business

Congratulations to the winners of AM Best's 2026 Student Challenge!

1st PlaceDIGInsured: A Captive Insurance Model for Digital Creators, presented by Faiza Ahmed and Anushka Nagaraj, Temple University – Fox School of Business

2nd PlaceCLARNOR: Continuous AI Oversight for Insurance Systems, presented by Samit Bin Alam, St. John's University – Peter J. Tobin College of Business

3rd PlaceMeeting the Needs of the Gig Economy: Insurance Solutions for Freelancers, Gig Workers and Content Creators, presented by Mosharaf Khan and Molly Fitzpatrick, Rowan University – Rohrer College of Business

Watch the interviews below and read our coverage of the AM Best 2026 Student Challenge winners in the June issue of Best’s Review.


AM Best's 2026 Student Challenge is an insurance solution-based competition. Its purpose is to empower undergraduate and graduate students by challenging them beyond the classroom, promoting thought leadership and innovation in the field of insurance and risk management.

The Challenge provides students with valuable exposure to insurance professionals and gives them experience for their resume, while also introducing new insurance and risk management talent to the industry.

For Complete Details, Please See:

AM Best's Student Challenge Handbook

Learn How to Apply to Our
 Analytical Development Program.


Student Challene Temple

DIGInsured:A Captive Insurance Model for Digital Creators, presented by Faiza Ahmed and Anushka Nagaraj, Temple University – Fox School of Business

Student Challene St John

CLARNOR: Continuous AI Oversight for Insurance Systems, presented by Samit Bin Alam, St. John's University – Peter J. Tobin College of Business

Student Challene Rowan

Meeting the Needs of the Gig Economy: Insurance Solutions for Freelancers, Gig Workers and Content Creators, presented by Mosharaf Khan and Molly Fitzpatrick, Rowan University – Rohrer College of Business