Best's Capital Adequacy Ratio Model - Global


Largest Insurers

Modelling Insurer Capital Adequacy

Best’s Capital Adequacy Ratio Model – Global allows users to analyse the capital adequacy of Non-Life and Life insurers, capturing the combined impact of financial risks associated with adverse market conditions. The Excel-based tool provides enhanced insight when evaluating balance sheet strength and enables users to model BCAR scores in accordance with their risk appetite.

Using this model, consistent with the methodology used by AM Best analysts, subscribers can assess the impact on the BCAR score due to changes to:

  • Reinsurance programs
  • Asset valuations
  • Business line diversification
  • Losses
  • Asset allocations within a group

Best’s Capital Adequacy Ratio Model – Global includes an interactive Summary Report allowing users to change parameters on the fly and generate insightful and revealing reports. 

 

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