Best's News & Research Service: Ten Most Read Reports in 2024

1. Market Segment Report: US Property/Casualty: Weather, Reinsurance, and Inflation Drive Results – Again
   Given the change in weather patterns, secondary perils have become more intense, resulting in larger losses for primary insurers due to higher retentions.
   
2. Market Segment Report: World’s 50 Largest Reinsurers
   The change from IFRS 4 to IFRS 17 has material impact on (re)insurers’ financial statements.
   
3. Market Segment Report: Rapidly Increasing MGA Premiums Warrant Greater Oversight
   The partnership between insurers and MGAs should not be limited to premium generation but should include strategic and operational risk management.
   
4. Market Segment Report: Market Segment Outlook: Global Reinsurance
   The outlook has moved to Positive from Stable owing to underwriting discipline and healthy profit margins, among other factors.
   
5. Market Segment Report: Market Segment Outlook: US Commercial Lines
   The segment’s outlook remains at Stable, owing partly to strong underwriting performance and disciplined risk selection, notwithstanding a number of near-term concerns.
   
6. Commentary: Frequently Asked Questions: IFRS 17
   IFRS 17 is intended to bring insurance accounting more in line with that of other sectors and to provide more uniformity to insurance accounting across territories.
   
7. Special Report: US Property/Casualty Downgrades Outpace Upgrades in 2023
   The rise in downgrades was due primarily to the personal property segment.
   
8. Market Segment Report: Market Segment Outlook: US Excess & Surplus Lines Insurance
   The outlook for the US excess and surplus lines segment is moving to Positive from Stable.
   
9. Market Segment Report: Strong Technical Profits Bolster Momentum for Global Reinsurers
   Even as benchmarking is challenged globally by the adoption of IFRS-17, the reinsurance segment continues to expand, with ROEs comfortably exceeding cost of capital.
   
10. Special Report: First Look: 2023 US Property/Casualty Financial Results
    Record severe convective storm losses impacted 2023 underwriting results.