Best's Credit Reports

Understand the Details Behind Best's Credit Ratings

Access AM Best's comprehensive analysis of an insurer's financial results and performance at the time a Best's Credit Rating is assigned.

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About Best's Credit Reports

Best's Credit Reports focus exclusively on the details supporting the credit assessment of a rating unit or holding company at the time Best’s Credit Ratings are assigned, providing a window into the rating process.

Benefits of Best's Credit Reports

Gain insight from financial metrics and qualitative factors considered in AM Best's analytical process when Best's Credit Ratings are assigned.

Leverage your strategic planning and expand your research with AM Best’s evaluation of factors affecting insurers’ financial health: balance sheet strength, holding company assessment, country risk profile, operating performance, business profile and enterprise risk management.

Access expert commentary that goes beyond the data to offer the most complete and unbiased assessment of a company’s financial strength.

Ease your analysis with a streamlined report layout that makes the details of insurer performance easy to navigate.

Receive alerts when Best's Credit Reports have been updated for companies you're tracking when you subscribe to Best's Insurance Reports.

Solution For

  • Insurers
  • Reinsurers
  • Brokers
  • Consultants
  • Asset Managers
  • Technology Providers
  • Law Firms
  • Investment Firms
  • Agents

Product Features

  • Details and rationale that support a rating unit’s current Best’s Credit Rating, and the financial strength and creditworthiness of the companies AM Best analyzes and rates within each rating unit
  • Data and information that were current on the date the rating became effective, including US quarterly data, if that was the most recent available when the rating became effective
  • Current Best's Financial Strength Rating and Best's Issuer Credit Rating, along with:
    • Rating Rationale assessing balance sheet strength, operating performance, business profile, enterprise risk management, rating outlook and rating drivers
    • Key Financial Indicators that impact the rating assessment
    • Credit Analysis with in-depth details regarding insurer performance
    • Financial Statement impacting the rating assessment
  • Reports are available for individual purchase or as part of a subscription to Best's Insurance Reports.

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