AM Best

Best's Certificate of Creditworthiness

Verify an Insurer's Best's Credit Rating with Our New On-Demand Certificate

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Best's Certificate of Creditworthiness is designed to facilitate confirmation of credit ratings for insurance market participants. The certificate is ideal for those who need professional documentation that a Best's Credit Rating has been assigned to an insurance or reinsurance company.

Access via BestLink Company Dashboard

Best's Certificate of Creditworthiness is an important means of verification for:

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Insurers and reinsurers as well as agents, brokers, intermediaries and other third parties selling policies on behalf of insurance companies

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Risk managers, employee benefit managers and policyholders

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Regulators, banks, mortgage lenders, leasing companies and investment/financial firms

Best's Certificate of Creditworthiness is valuable in situations where proof of an insurer's financial strength, creditworthiness and ability to honor obligations to policyholders and creditors is required to facilitate transactions, including the buying or selling of risk protection.

A Best's Certificate of Creditworthiness is a valuable complement to a certificate of insurance (COI). It provides presentation-ready documentation that the insurer behind a policy covering a particular risk has received a Best's Credit Rating.

Access via BestLink Company Dashboard

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It delivers formal documentation of a current rating when a certificate holder is trying to demonstrate:

  • Financial strength for a company assuming risk from policyholders
  • Financial strength for companies involved in reinsurance transactions (ceding or assuming business)
  • Creditworthiness when looking for capital

Certificate Features

Current Best's Credit Ratings:

  • Financial Strength Ratings and/or
  • Long-Term Issuer Credit Ratings

Company Information:

  • Address
  • Company Logo (If Applicable)
  • Website
  • Date Incorporated
  • Date Commenced
  • Best's Financial Size Category

Company Number Identifiers:

  • AMB Number
  • NAIC Number
  • Legal Entity Identifier (LEI) Number
  • Federal Employer ID Number (FEIN)

Additional Features:

  • Rating Outlook, Action and Effective Date
  • Initial Rating Date
  • Best's Credit Rating Definitions
  • Certificate Holder Information