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Best's State Rate Filings

Gain Fast Access to the Latest Rate, Rule and Form Filings

Keep current with timely US P/C and L/H filings, find out which competitors are entering which markets and create targeted product development strategies.

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State Rate data

About Best's State Rate Filings

Best's State Rate Filings offers a fast, convenient way to compare companies and monitor US P/C and L/H filings with policy rate, rule and form changes, loss cost information and new programs for thousands of insurers. AM Best gathers and analyzes millions of filings, pinpointing key details to track industry changes. This resource includes complete P/C filings for all states and L/H filings in 48 states plus DC. 

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Benefits of Best's State Rate Filings

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Monitor approved, pending, rejected or withdrawn filings, plus loss-cost information and new programs.


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Track companies by states or lines of business, and receive customized notifications when filings are submitted or approved.


Export key data from filings, including disposition data and market share information.


Access standardized policy forms from national insurance advisory and statistical organizations.


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Identify top US P/C and L/H insurers by state and line, and bring yearly trends into focus with preformatted financial reports.


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Streamline your insurance pricing and product management strategy.


Solution For

  • Actuaries
  • Analysts
  • Consultants
  • Underwriters
  • Market Researchers
  • Product Managers & Developers

Product Features

  • Online database with policy filings for:
    • Commercial and personal P/C lines, dating back to 2003
    • Group and individual L/H lines, dating back to 2015
  • Approximately 1,000 new filings per day
  • Complete filing PDFs dating back to 2008
  • Filings as received from state insurance departments
  • Standardized policy forms from national insurance advisory and statistical organizations
  • SERFF filing descriptions
  • Market share and company rank information
  • Market share reports detailing one-year premiums and loss data
  • Financial reports on loss reserves and expenses
  • Disposition page data reports using our data (by state, line, year and written premium)
  • Best’s Credit Ratings
  • Email alerts for filing changes by state, line, filing action, status, company, program, overall rate effect and keyword
  • Search feature that gathers results within and across states based on:
    • Commercial and personal lines or programs for P/C insurance
    • Over 250 types and subtypes of L/H insurance
    • Filing or SERFF number, effective or disposition date, overall effect percentage, loss cost multiplier
    • Company, group or agency/organization names; NAIC, FEIN and AMB company numbers
    • Text within the filing summary
    • Keywords within the complete filings archive
  • Option to export search results to Excel or PDF
  • Option to save frequently used search criteria for future use

Easily manage user access to your multi-user and unlimited licensed subscriptions with our powerful Group License Management Tool.


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This product includes an ADA-compliant WCAG accessibility widget with built-in customization options to enhance content accessibility. It reflects AM Best's ongoing commitment to creating inclusive digital experiences for all users.



SERFF is a registered service mark of the National Association of Insurance Commissioners. Excel is a registered trademark or trademark of Microsoft Corporation in the United States and/or other countries.