Best's Financial Suite - P/C & L/H, US

Benefits of Best's Financial Suite - P/C & L/H, US

Examine the details behind insurers’ Best’s Credit Ratings and performance ratios.

Perform credit risk analysis, strategic and financial planning on a historical basis with the same reports, data and performance ratios used by AM Best’s analysts during the rating process.

Benchmark insurers against peers, industry composites or the total industry.

Understand corporate structures across industries; research corporate changes, mergers, acquisitions and more.

Analyze and monitor the performance of the industry or particular segments.

Monitor trends in underwriting experience.

Evaluate the sources of profits and trends in profitability measures.

Measure a company’s ability to meet its anticipated short- and long-term obligations to policyholders and other creditors.

Analyze an insurer’s financial leverage in conjunction with its operating leverage to assess its overall capitalization.

Gain a more meaningful perspective on group performance over time by comparing consolidated data under the current versus prior group structure.

Available data sets include annual and quarterly data for loss reserves, expenses, market share, investments, reinsurance and more.

Access information and features, such as key financial data, on the free AM Best Mobile App.

Solution For

• Insurers
• Reinsurers
• Brokers
• Run-off Managers
• Asset Managers
• Banks
• Consultants
• Regulators
• Market Security/Credit
• Strategy/Planning
• Actuaries
• Underwriters
• Educational Institutions

Product Features

• Up to 11 years of annual data and six years of quarterly data: Access regulatory filing data (statutory as filed with the NAIC, GAAP and IFRS) for US P/C and L/H insurers. Includes market share, reinsurance, investment portfolio, loss reserves (P/C), expenses (P/C) and industry composites.
• “As-is” and “As-was” data: Group data is restructured to reflect current structure and ownership, but we also provide data as originally filed to analyze both angles and evaluate business growth.
• Reporting capabilities: Ready-to-use templates with standard reports are available, along with wizards to create custom reports using the fields of your choice or to create or download statement pages. Includes Best’s Quantitative Analysis Reports—the same reports AM Best’s analysts use to determine an insurer’s financial strength.
• Tools: Find tools for peer selection and company ranking, to assist in report creation and to analyze detailed data for loss reserves (P/C), reinsurance and investments.
• Detailed company overview: Gain quick access to key insurer information, including current and historical Best's Credit Ratings and Best's Capital Adequacy Ratio scores, key financial indicators, top states and lines of business, investment portfolio analysis, state licensing information and related news.
• Corporate changes: Find domiciliary changes, company name changes, suspended/surrendered licenses and more, along with a database of mergers and acquisitions involving insurers.
• Alert service: Track changes to ratings, reports, key financial indicators, news and other company information.
• Support: Includes access to our template service and data support team, as well as training webinars and e-learning modules that walk through product features.
• Multiple delivery channels: Access your subscription online or via Excel, or ask about data feed delivery. You’ll also have access to premium content through the AM Best Mobile App.
• Subscription options: P/C and L/H data can be purchased together or separately. We also offer P/C and L/H investment data as a separate purchase.

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