Captive Insurance Information

AM Best is a leader in rating alternative risk transfer entities, covering more than 200 such vehicles including single-parent and group captives, risk retention groups (RRGs), and protected cell captives in a number of domiciles.

We provide captive owners/managers with an independent, third-party assessment of balance sheet strength, operating performance, business profile and enterprise risk management.

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The Value of an AM Best Captive Rating

A Best’s Credit Rating can enhance a captive’s interface with the conventional market through fronting and reinsurance, as well as assist in meeting the requirements of regulators and business partners.

  • Provides greater flexibility for fronting arrangements and enhances access to reinsurance
  • Offers possible reductions of collateral requirements of lead insurers
  • Complements national and international regulatory requirements
  • Supports corporate financial and governance policies by validating the strength and credibility of a captive
  • Increases control and flexibility for risk management of group insurance and reinsurance programs
  • Enhances the quality of the risk auditing process
  • Facilitates joint-venture risks coverage and issuance of acceptable insurance certificates

Overviews of Best's Credit Ratings for Captives and Best's Credit Rating Process:

Best's Credit Ratings for Captives: An Overview

Best’s Credit Rating (BCR) Process

Best's Captive Reports:

Best's Market Segment Report: Feasibility and Utility Sustain Rated Captives’ Excellent Profitability

Market Segment Report: Europe’s Captives Show Their Worth Amid Changing Market Dynamics

Market Segment Report: Rated BCIB Captives Still Outperforming Commercial Peers

 

Briefings:

AM Best’s Briefing - Captives: Insurance Review and Current Conditions

AM Best's Briefing - Captives’ Flexibility and Control Enable Them to Outperform Commercial Peers

Rating a Captive: The Interactive Rating Process from Data Analysis to Rating Committee Decision

Preparing for a Captive Rating Meeting: 

Captive Insurance Sample Meeting Agenda for a Best's Credit Rating

Captive Insurance Data Requirements for a Best's Credit Rating

AM Best’s latest captive market news, ratings announcements, domicile and regulations, and strategies:

News of the Alternative Risk Markets from AM Best