Environmental, Social & Governance (ESG)

AM Best’s Commitment to Sustainable Insurance

Our purpose is to strengthen the financial solvency, stability and sustainability of the insurance industry in support of economic growth and the well-being of all stakeholders.

In 2021, AM Best became the first Credit Rating Agency to become a Signatory to the United Nations Environment Programme’s (UNEP) Finance Initiative (FI) Principles for Sustainable Insurance (PSI).

As a PSI signatory, AM Best is committed to incorporating the Principles into our processes and policies across all areas of our global organization. Find out more about our Principles for Sustainable Insurance.

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Our Approach

We’ve integrated Environmental, Social and Governance (ESG) specific factors into our ratings methodology to help identify risks and opportunities not captured by financial metrics. 


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Our Thought Leadership

We provide accurate, timely and comprehensive information and industry research to help industry stakeholders navigate the evolving insurance landscape.


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Our Actions

We are committed to helping the industry thrive by cultivating new talent, participating in community outreach programs, and implementing sustainable practices within our organization.

ESG: A Review of Frequently Asked Questions & Incorporation Into the Ratings Process

View AM Best’s interactive discussion of the relevance of ESG to financial strength and the incorporation of ESG into the ratings process.

ESG in the (Re)Insurance Market - What's Considered?

Learn about the results of our ESG survey, modifications to the Best Credit Rating Methodology relating to ESG factors, and key implications of ESG adoption.

Our Thought Leadership