Best’s Performance Assessment for Delegated Underwriting Authority Enterprises

Best’s Performance Assessment (PA) for Delegated Underwriting Authority Enterprises (DUAEs) is a forward-looking, independent, and objective, non-credit opinion indicative of a DUAE’s relative ability to perform services on behalf of its insurance partners. 

DUAE is used as a blanket term to capture Managing General Agents (MGAs), Managing General Underwriters, Coverholders, Program Administrators, Program Underwriters, Underwriting Agencies, Direct Authorizations, and Appointed Representatives.

AM Best recognizes that each of the DUAE types may have unique characteristics but believes that the application of this methodology is  sufficiently comprehensive in capturing the key factors that are necessary to assign a PA to any of these entities.

Best's Performance Assessment for Delegated Underwriting Authority Enterprises is a comprehensive analysis consisting of a quantitative and qualitative assessment of Underwriting Capabilities, Governance and Internal Controls, Financial Condition, Organizational Talent, and Depth and Breadth of Relationships.

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